Government of Saskatchewan ministries, Crown corporations and organizations are implementing contingency plans to minimize the impacts of postal service disruption.
Les ministères, sociétés d’État et organismes du gouvernement de la Saskatchewan mettent en œuvre des plans d’urgence visant à réduire les répercussions de l’interruption du service des postes.
Google Translate Disclaimer
A number of pages on the Government of Saskatchewan's website have been professionally translated in French. These translations are identified by a yellow box in the right or left rail that resembles the link below. The home page for French-language content on this site can be found at:
Where an official translation is not available, Google™ Translate can be used. Google™ Translate is a free online language translation service that can translate text and web pages into different languages. Translations are made available to increase access to Government of Saskatchewan content for populations whose first language is not English.
Software-based translations do not approach the fluency of a native speaker or possess the skill of a professional translator. The translation should not be considered exact, and may include incorrect or offensive language. The Government of Saskatchewan does not warrant the accuracy, reliability or timeliness of any information translated by this system. Some files or items cannot be translated, including graphs, photos and other file formats such as portable document formats (PDFs).
Any person or entities that rely on information obtained from the system does so at his or her own risk. Government of Saskatchewan is not responsible for any damage or issues that may possibly result from using translated website content. If you have any questions about Google™ Translate, please visit: Google™ Translate FAQs.
Six months after you have completed full-time study, whether you have graduated, transferred to part-time studies, withdrawn, or you are taking time off, you must begin repaying your student loan. This repayment phase is called Student Loan Consolidation. Any grants you received do not have to be repaid.
Once you reach the end of your study period, you have up to six months to begin repaying your Canada-Saskatchewan Integrated Student Loans.
Note: Interest will accumulate on the Saskatchewan portion of your student loan during this six-month period and will be added to your loan amount.
The National Student Loans Service Centre (NSLSC) manages the repayment of your student loans. Prior to your loans entering the repayment phase, the NSLSC will send you a Consolidation Letter that outlines the repayment terms of your loan and your minimum monthly payment. You can also negotiate other loan repayment options with the NSLSC.
Some options include:
To compare different repayment options, check out the Loan Repayment Estimator.
Contact the NSLSC if you have not received your repayment information within five months of your study period end date.
Repaying Your Loan – Fact Sheet
Make lump-sum payments: Lump-sum payments help reduce the total interest paid on your loan. Payments made while still in school, during your non-repayment (grace) period, or even after you begin repayment are first applied to any outstanding interest and then directly toward the principal.
Increase the amount of your monthly payments: The amount you pay above your minimum monthly payments is applied directly to the principal.
As a borrower, you are required to repay your student loan. Missing payments could damage your credit rating. If you are having difficulty meeting your loan payment obligations, you may qualify for the Repayment Assistance Plan (RAP).
Under RAP, you only pay back what you can reasonably afford, based on your family income and size. Monthly payments are limited to no more than 10 per cent of your gross family income. No borrower on RAP will have a repayment period lasting more than 15 years. If you have a disability, your RAP repayment period will not last longer than 10 years. If you earn very little income, you might not be required to make loan payments at all until your income increases.
Contact the NSLSC to apply.
If you have any questions related to RAP or student loan repayment, please contact the NSLSC.
We need your feedback to improve saskatchewan.ca. Help us improve
