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Life Lease Housing for Seniors

Available in select Saskatchewan communities, the Life Lease Program offers moderate-income seniors with the opportunity to live in an affordable apartment-style home, in exchange for a deposit and a monthly occupancy fee.

Life Lease is administered by local housing authorities on behalf of Saskatchewan Housing Corporation.


1. Benefits

Life Lease is ideal for seniors wanting:

  • to live among other seniors in a government-owned unit in their community;
  • to downsize into a smaller, apartment-style home;
  • relief from the responsibilities of homeownership;
  • few maintenance responsibilities;
  • an affordable place to live;
  • less financial risk; and
  • a simpler lifestyle.

2. Eligibility

Senior individuals and couples are eligible if they:

  • are near age 55 or older;
  • are able to live independently with or without supports from family, the community, or government agencies;
  • have annual gross incomes and assets below the program limits*; and
  • are legally allowed to be in Canada and not foreign visitors.

* Program Limits/Maximums:

Singles $   47,000
Couples $   57,000
Household Assets $ 415,000

Eligible applicants with the greatest need will be prioritized for a unit.


Life Lease deposits range from $60,000 to $135,000, depending on the community and the size of the home. The deposit is fully guaranteed by Saskatchewan Housing Corporation and returned (less any outstanding fees) when the Life Lease ends.

Approved applicants must provide an initial $1,000 deposit to secure a unit, and then pay the remaining deposit in full within 30 days or before they occupy the unit.

Monthly Occupancy Fee

The occupancy fee covers a share of the operating and maintenance costs of the building including heat, water, property taxes, and administration. The fees are comparable to (and often lower than) the rent for similar housing in the community.


3. How to apply

  1. Call 1-800-667-7567 to be directed to the nearest community where the Life Lease Program is available or contact your local housing authority to see if Life Lease is available in your community.
  2. Obtain an application form.
  3. Complete the application form.
  4. Mail or deliver the application form to the appropriate housing authority.

4. Further Information

Life Lease is administered by local housing authorities on behalf of Saskatchewan Housing Corporation.

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