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A number of pages on the Government of Saskatchewan's website have been professionally translated in French. These translations are identified by a yellow box in the right or left rail that resembles the link below. The home page for French-language content on this site can be found at:

Renseignements en Français

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Student Loan Application

The new 2020-21 student loan application, for programs that start after
August 1, 2020, is now available.

How to apply for a student loan in Saskatchewan

Watch this short tutorial to learn how you can apply for your student loan online.




How to use the upload feature

Learn how to use the upload feature in the Advanced Education Student Portal to submit your documents online. You can also send documents by mail or fax.




Use the uploader feature in the portal to submit your documents online, or send them by mail or fax.


The Government of Canada and the Government of Saskatchewan work together to provide financial assistance to post-secondary students. Loans and grants are available to help full-time and part-time students. Assistance is meant to supplement, not replace, other resources.

The 2020-21 Student Loan Handbook contains valuable information about the student loan program including:

  • changes for the new student loan year, beginning on August 1, 2020;
  • who is eligible;
  • how much assistance you can receive;
  • grants you may be eligible for;
  • scholarships;
  • maintaining your eligibility while in school; and
  • repaying your student loan.

Please read the handbook carefully before applying for a student loan.

Access the Government of Saskatchewan Advanced Education Student Portal.


1. Benefits

Saskatchewan post-secondary students in Saskatchewan may be eligible for student loans offered through the Canada-Saskatchewan Integrated Student Loans Program. This program is delivered jointly by the Government of Canada and Saskatchewan to provide financial assistance that helps students pay for post-secondary education.

The amount of assistance you can receive, including grants, depend on your situation. The Notice of Assessment you receive after applying will outline your eligibility for both provincial and federal aid.

Important Information!
Saskatchewan Advantage Scholarship

If you are a Grade 12 graduate (2013 or later) and enrol in a Saskatchewan post-secondary institution, you may be eligible to receive the Saskatchewan Advantage Scholarship of $500 each year (maximum of $2,000).

Starting in 2019, the Saskatchewan Advantage Scholarship is available only to students with a demonstrated financial need. To determine financial need, students will be required to apply for a student loan. Through the student loan assessment, students with demonstrated financial need will receive the scholarship provided that they also meet the following eligibility criteria:

  • Graduated from grade 12 in Saskatchewan (including ABE and GED®) on or after January 1, 2013;
  • Enrolled at a Saskatchewan post-secondary institution in a program that is recognized for Canada-Saskatchewan student loans (certificate, diploma and degree programs).

With the exception of both Lakeland College campuses and specific specialized health programs, programs at post-secondary institutions outside of Saskatchewan are not eligible.

Request grants-only funding

When you apply for a Student Loan, you are assessed for a mix of non-repayable grants and repayable loans. You can choose to decline the loans and receive only grants. For example, a student whose income is below the low-income threshold may be assessed for approximately $15,000* in financial assistance ($11,000 in loan funding and $4,000 in grants). If grants-only funding was requested, this student would receive only grant funding of $4,000. *Note these amounts are only an example and will not apply to all students. Your loan and grant amounts will be based on your individual circumstances.

Did You Know?

  • A grant is money that you do not need to pay back. If you withdraw from school, some or all of the grant funding you receive will convert to a loan. A loan is money you must pay back.
  • You can apply for financial assistance whether you are a full-time or a part-time student.
  • In addition to helping with the costs of tuition, loans and grants can be used for living expenses like rent, food, transportation, and child care.
  • Additional financial assistance is available to support the unique circumstances of Indigenous students, students with disabilities, and adult learners.
  • If you have challenges repaying your loan, depending on your income, you may be able to defer or reduce your payments by accessing the Repayment Assistance Program.
  • Loans are interest-free while in school and you don't have to start repaying them until six months after you complete your studies.

2. Eligibility

You are eligible to apply for full-time or part-time assistance in Saskatchewan if:

  • You are a Saskatchewan resident, meaning you have lived in Saskatchewan for at least 12 consecutive months before the first day of your study period (excluding time spent as a full-time post-secondary student);
  • You are a Canadian citizen, permanent resident or protected person;
  • You have financial need according to program criteria;
  • You are enrolled or qualified to enrol as a full-time post-secondary student at a designated school in an approved program which is at least 12 weeks in length;
    • If your program is between 6-11 weeks, you may be eligible, if the shorter study period is part of a longer program; or
    • You are enrolled or qualified to enrol as a part-time post-secondary student at a designated school in an approved program;
  • For full-time studies, you are required to take at least 60% of a full course load, or 40% if you are a student with a permanent disability;
  • For part-time studies, you are required to take between 20% and 59% of a full course load, or between 20% and 39% if you are student with a permanent disability;
  • Your previous student loans are in good standing (i.e., you must not have defaulted on a previous student loan);
  • You pass a credit check if you are 22 years of age or older and applying for the first time; and
  • You have not exhausted the lifetime maximum assistance limit.

Check with your school to ensure it is designated for the purposes of student loans or visit Government of Canada website for a list of designated educational institutions. Your school must be designated in order for you to receive funding. If you have questions regarding a school's designation, please contact the Student Service Centre.


3. Before You Apply

You will need the following information to complete your application:

  • Your Social Insurance Number (SIN) and Saskatchewan Health Services Number (HSN);
  • For full-time students, if you are dependent upon your parents, you will need your parents' SIN, HSN, dates of birth and information about their marital status including the date they were married, or the date separated if you are dependent on one parent;
  • If you are married, you will need your spouse's SIN, HSN, birth date, and information about what they will be doing while you are in school;
  • If you have dependent children, you will need the HSN and birth date for each child.

You will also need access to a printer as you may be required to print documents at the end of the process.


4. How to Apply

Applications for student loans can be made by applying online, using the new uploader feature in the portal or by mailing a paper application. The fastest and most convenient way to apply for a student loan is online.

Submit your application early to ensure you receive your money at the start of your school term. You must apply for each school year. Applications for the upcoming loan year are available in late June. Applications and any changes to information must be received 14 business days before your program end date.


5. Apply

Apply Online

To apply online for student loans, you will need one of the following:

  • Microsoft Windows with Internet Explorer 11, Internet Explorer Mobile, or Edge
  • Apple Safari 8 and above, Safari for Windows 5.1.7 and above, Safari Mobile 6 and above
  • Mozilla Firefox 27 and above
  • Google Chrome 33 and above
  • Android 5.0 and above

Before you apply, you will be required to log on to the Advanced Education Student Portal where you will establish your username and password which you can use each year. Your Portal account Message Centre will also provide you with the results of your assessment after your application is processed.

Full-time Students Part-time Students
Apply Online Now Apply Online Now

Other Ways to Apply

Students who are unable to apply online may apply through the mail using the printable application package or send a copy of your printed application through the uploader feature within the portal.

If you are mailing the paper application, please forward all documents and the completed application form to:

Student Services Centre
1120 - 2010 12th Avenue
Regina, SK  S4P 0M3
Fax: (306) 787-1608

The processing time for paper applications may take as long as four weeks. Please consider applying online – it's faster.


Retrieve documents and tax slips associated with your application through the Government of Saskatchewan Advanced Education Student Portal.


6. Further Information

After You Apply

For information about receiving, maintaining, and repaying your student loan, please visit After You Apply.

Canada and Saskatchewan Student Grants

When you apply for a Student Loan, you will be automatically considered for grants from both the Government of Canada and the Government of Saskatchewan. Grant amounts are calculated based on your number of weeks of study. The Canada and Saskatchewan Student Grants page has more information about grant amounts and eligibility.


Did you know that you could qualify for additional funding through scholarships and grants? Visit the Scholarships, Bursaries and Grants page for more information.

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