Effective July 11, 2021, Saskatchewan entered Step Three of the Re-Opening Roadmap and the public health order relative to COVID-19 was lifted. All restrictions related to the public health order were removed as of that date.

Renseignements en français

Google Translate Disclaimer

A number of pages on the Government of Saskatchewan's website have been professionally translated in French. These translations are identified by a yellow box in the right or left rail that resembles the link below. The home page for French-language content on this site can be found at:

Renseignements en Français

Where an official translation is not available, Google™ Translate can be used. Google™ Translate is a free online language translation service that can translate text and web pages into different languages. Translations are made available to increase access to Government of Saskatchewan content for populations whose first language is not English.

Software-based translations do not approach the fluency of a native speaker or possess the skill of a professional translator. The translation should not be considered exact, and may include incorrect or offensive language. The Government of Saskatchewan does not warrant the accuracy, reliability or timeliness of any information translated by this system. Some files or items cannot be translated, including graphs, photos and other file formats such as portable document formats (PDFs).

Any person or entities that rely on information obtained from the system does so at his or her own risk. Government of Saskatchewan is not responsible for any damage or issues that may possibly result from using translated website content. If you have any questions about Google™ Translate, please visit: Google™ Translate FAQs.

Student Loan Application

The Government of Canada and the Government of Saskatchewan work together to provide financial assistance to post-secondary students. Loans and grants are available to help full-time and part-time students. Assistance is meant to supplement, not replace, other resources.

The 2021-22 Student Loan Handbook contains valuable information about the student loan program including:

  • changes for the new student loan year, beginning on August 1, 2021;
  • who is eligible;
  • how much assistance you can receive;
  • grants you may be eligible for;
  • scholarships;
  • maintaining your eligibility while in school; and
  • repaying your student loan.

Please read the handbook carefully before applying for a student loan.

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1. Benefits

Post-secondary students in Saskatchewan may be eligible for student loans offered through the Canada-Saskatchewan Integrated Student Loans Program. This program is delivered jointly by the governments of Canada and Saskatchewan to provide financial assistance that helps students pay for post-secondary education.

The amount of assistance you can receive, including grants, depend on your situation. The Notice of Assessment you receive after applying will outline your eligibility for both provincial and federal aid.

Important Information!

Saskatchewan Advantage Scholarship

If you are a Grade 12 graduate (2013 or later) and enrol in a Saskatchewan post-secondary institution, you may be eligible to receive the Saskatchewan Advantage Scholarship of $750 each year (maximum of $3,000).

Request grants-only funding

When you apply for a student loan, you are assessed for a mix of non-repayable grants and repayable loans. You can choose to decline the loans and receive only grants. For example, a student whose income is below the low-income threshold may be assessed for approximately $15,000* in financial assistance ($11,000 in loan funding and $4,000 in grants). If grants-only funding was requested, this student would receive only grant funding of $4,000.

*Note these amounts are only an example and will not apply to all students. Your loan and grant amounts will be based on your individual circumstances.

Did You Know?

  • A grant is money that you do not need to pay back. If you withdraw from school, some or all of the grant funding you receive will convert to a loan. A loan is money you must pay back.
  • You can apply for financial assistance whether you are a full-time or a part-time student.
  • In addition to helping with the costs of tuition, loans and grants can be used for living expenses like rent, food, transportation, and child care.
  • Additional financial assistance is available to support the unique circumstances of Indigenous students, students with disabilities, and adult learners.
  • If you have challenges repaying your loan, depending on your income, you may be able to defer or reduce your payments by accessing the Repayment Assistance Program.
  • Loans are interest-free while in school and you don't have to start repaying them until six months after you complete your studies.
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2. Eligibility

You are eligible to apply for full-time or part-time assistance in Saskatchewan if:

  • You are a Saskatchewan resident, meaning you have lived in Saskatchewan for at least 12 consecutive months before the first day of your study period (excluding time spent as a full-time post-secondary student);
  • You are a Canadian citizen, permanent resident or protected person;
  • You have financial need according to program criteria;
  • You are enrolled or qualified to enrol as a full-time post-secondary student at a designated school in an approved program which is at least 12 weeks in length;
    • If your program is between 6-11 weeks, you may be eligible, if the shorter study period is part of a longer program; or
    • You are enrolled or qualified to enrol as a part-time post-secondary student at a designated school in an approved program;
  • For full-time studies, you are required to take at least 60% of a full course load, or 40% if you are a student with a permanent disability;
  • For part-time studies, you are required to take between 20% and 59% of a full course load, or between 20% and 39% if you are student with a permanent disability;
  • Your previous student loans are in good standing (i.e., you must not have defaulted on a previous student loan);
  • You pass a credit check if you are 22 years of age or older and applying for the first time; and
  • You have not exhausted the lifetime maximum assistance limit.

Check with your school to ensure it is designated for the purposes of student loans or visit Government of Canada website for a list of designated educational institutions. Your school must be designated in order for you to receive funding. If you have questions regarding a school's designation, please contact the Student Service Centre.

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3. Before You Apply

You will need the following information to complete your application:

  • Your Social Insurance Number (SIN) and Saskatchewan Health Services Number (HSN);
  • For full-time students, if you are dependent upon your parents, you will need your parents' SIN, HSN, dates of birth and information about their marital status including the date they were married, or the date separated if you are dependent on one parent;
  • If you are married, you will need your spouse's SIN, HSN, birth date, and information about what they will be doing while you are in school; and
  • If you have dependent children, you will need the HSN and birth date for each child.
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4. How to Apply

Applications for student loans can be submitted online or sent in by mail. The fastest and most convenient way to apply for a student loan is online.

Submit your application early to ensure you receive your money at the start of your school term. You must apply for each school year. Applications for the upcoming loan year are available in late June. Applications and any changes to information must be received 14 business days before your program end date.

How to apply for a Student Loan in Saskatchewan

Watch this short tutorial to learn how you can apply for your student loan online.

How to upload documents through your Advanced Education Student Portal account

Learn how to use the upload feature in the Advanced Education Student Portal to submit your documents online.

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5. Apply

Apply Online

Students can still apply for student loans for the 2020-21 academic year. Visit Printable Applications to access 2020-21 documents.

1. Ensure you have the required information identified in the Before you Apply section.

2. Create an Advanced Education Student Portal account.

Note: If you not a student and are submitting documents on behalf of the student, skip to 3. Submit your documents.

The Advanced Education Student Portal Account is your one-stop location for information related to student loans, grants, bursaries, Graduate Retention Program information and more. Create a username and password to be able to access your account at any time throughout the duration of your studies and after you graduate.

3. Submit your documents:

Once you've created your account, or if you have an existing account, you can fill out the application directly within the Advanced Education Student Portal. If you are required to upload supporting documentations to your application, you can use the Upload Feature within your Advanced Education Student Portal Account.

If you do not have an existing Advanced Education Student Portal Account, or you need to submit documents on behalf of the applicant, upload documents online using the Post-Secondary Document Uploader.

If you prefer to print the application and complete it by hand, you can scan the completed forms and upload them to your Advanced Education Student Portal account or through the Post-Secondary Document Uploader.

Full-time and Part-Time Students Non-students
Apply Online Now Submit Documents

Other Ways to Apply

Students who are unable to apply online may apply through the mail using the printable application package

If you are mailing the paper application, please forward all documents and the completed application form to:

Student Services Centre
1120 - 2010 12th Avenue
Regina, SK  S4P 0M3
Fax: (306) 787-1608

The processing time for paper applications may take as long as four weeks. Please consider applying online – it's faster.

Retrieve documents and tax slips associated with your application through the Government of Saskatchewan Advanced Education Student Portal.

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6. Further Information

After You Apply

For information about receiving, maintaining, and repaying your student loan, please visit After You Apply.

Canada and Saskatchewan Student Grants

When you apply for a student loan, you will be automatically considered for grants from both the Government of Canada and the Government of Saskatchewan. Grant amounts are calculated based on your number of weeks of study. The Canada and Saskatchewan Student Grants page has more information about grant amounts and eligibility.

Scholarships and Grants

Did you know that you could qualify for additional funding through scholarships and grants? Visit the Scholarships, Bursaries and Grants page for more information.

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