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Saskatchewan Secondary Suite Incentive Grant Program

The Saskatchewan Secondary Suite Incentive (SSI) grant program is designed to increase the availability of rental units in our communities, improve housing affordability, and generate supplementary income for homeowners. The grant program will provide 35% of the total price to construct a new secondary suite at an owner’s primary residence, to a maximum of $35,000 for a qualifying suite.

A qualifying secondary suite is a new separate dwelling unit located on the premises of the owner’s primary residence, and for purposes of the SSI program includes a secondary suite within the residence, or a laneway home, garden suite, or garage suite. The qualifying suite must meet the requirements of a secondary suite according to the National Building Code of Canada and any other national, provincial and municipal bylaws, codes and standards. The homeowner or builder must have received all required permitting and legal approvals necessary for the unit to be used as a rental property. Only one secondary suite unit may be funded for the owner’s primary residence.

The SSI is administered by the Ministry of Finance.  Participants of this program may also be eligible for the Provincial Sales Tax (PST) Rebate for New Home Construction

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1. Benefits

Saskatchewan is growing at its fastest pace in more than a century and requires additional housing stock across a wide range of communities and price ranges. Over the past three years, availability of rental units in the private market has decreased as the province’s population has increased to record gains, and opportunities for home ownership have tightened with rising interest rates.

You can contribute to providing more rental housing in your community, while investing in your property. A secondary suite can help pay a mortgage, or provide a home for aging parents, adult children or other family members. The grant has been designed, with flexibility in mind, to improve housing affordability and increase the availability of rental units in our communities, while also generating supplementary income for homeowners who would like to secure a new revenue stream to help support their own primary housing affordability over the medium and long term.

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2. Eligibility

  1. The SSI grant program provides a grant of 35 per cent of eligible costs to construct a new secondary suite at an owner’s primary residence. The grant amount is capped at a maximum of $35,000 for a qualifying suite.
  2. A qualifying secondary suite is a new separate dwelling unit located on the premises of the owner’s primary residence. For purposes of the SSI, a qualifying suite includes a secondary suite within the residence, or a laneway home, garden suite, or garage suite. Only one secondary suite unit may be funded for the owner’s primary residence.
  3. A qualifying suite must meet the requirements of a secondary suite according to the National Building Code of Canada and any other applicable national, provincial and municipal bylaws, codes and standards. The homeowner or builder must have received all required permitting and legal approvals necessary for the unit to be used as a rental property, however the program eligibility criteria will not require verification that the suite has been rented before the grant is awarded.
  4. Eligible costs are those incurred from April 1, 2023, to March 31, 2026, that are directly related to the construction, or the renovation of an existing space, which results in a new qualifying secondary suite, and includes the cost of standard appliances (i.e. washer, dryer, refrigerator, stove and dishwasher) up to a maximum of $5,000. Examples of eligible costs include engineering and architectural services, materials and contract labour related to construction, interior finishing, electrical, plumbing and mechanical work, and standard appliances.
  5. The SSI will be administered by the Ministry of Finance, and eligible applicants may access funding through the SSI program alongside existing Saskatchewan incentives, including the expanded Provincial Sales Tax (PST) Rebate for New Home Construction, provided the applicant meets the prescribed eligibility criteria for each program.
  6. The cost of renovating an existing secondary suite, or the primary residence are not eligible.

The SSI program is open to homeowners who construct a new qualifying secondary suite on the premises of their primary residence, with eligible costs incurred from April 1, 2023, to March 31, 2026, to accommodate projects that have already been initiated. Construction of the secondary suite must be completed on or before March 31, 2027.

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3. How to Apply

  • When applying for the SSI grant program, please ensure the application form is properly completed and includes all necessary supporting documents and invoices.
  • Please review the program overview and application instructions prior to applying and contact the Ministry of Finance if you have questions.
  • The party who will receive payment of the grant must complete and submit the direct deposit payment request form (i.e., homeowner or builder) as identified on the application form.

Apply for the SSI grant program

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4. Further Information

For more information about the program, contact the Ministry of Finance Inquiry Centre at 1-800-667-6102 (toll free) or 306-787-6645 (Regina local calling area); or email ssisask@gov.sk.ca.

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