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As a Renter, You Can Protect Yourself from Loss

Released on November 21, 2016

Financial and Consumer Affairs Authority of Saskatchewan (FCAA) wants to remind people who are renting apartments, condos or houses to take time to do their homework so they can protect themselves and their wallet.

“Whether you are an existing renter or about to become one there are relatively easy steps that you can take to protect yourself during your tenancy,” FCAA Insurance and Real Estate Division Director Ian McIntosh said.

 

 Here are some things to think about when renting:

  • Determine your insurance needs, preferably prior to moving in.  Having it in place provides you with both protection from loss and peace of mind from day one.  If purchasing tenant insurance, discuss your insurance needs with a licensed insurance agent.  Read the policy carefully to ensure it meets your needs and know exactly what it does and does not cover before signing.
  • Read and understand your lease.  By law, a lease needs to contain specific information.
  • Know your rights as a renter.  You have rights regarding security deposits, rent increases, repairs and disputes.
  • Inspect the property before signing anything.  Pointing out damage can save you money on your damage deposit when it’s time to move out.
Tips for renters will be shared via twitter @SKGov and www.facebook.com/SKGov and are available at www.fcaa.gov.sk.ca/rentaltips.

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For more information, contact:

Shannon McMillan
Financial and Consumer Affairs Authority
Regina
Phone: 306-798-4160
Email: shannon.mcmillan@gov.sk.ca

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