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The Provincial Disaster Assistance Program (PDAP) helps residents, small businesses, agricultural operations, First Nations, non-profit organizations and communities recover from natural disasters, including flooding, tornadoes, plow winds and other disasters caused by severe weather. PDAP may help cover the cost of uninsurable essential losses, cleanup, repairs and temporary relocation.
Overland Flood Insurance: Saskatchewan insurance providers recently started to offer policies that protect homeowners from overland flooding. The Government of Saskatchewan advises all property owners to obtain adequate coverage for their property. To learn more, read this Overland Flood Insurance fact sheet or contact your insurance company.
PDAP may cover damage or loss to uninsurable, essential property. Your community must be approved for PDAP assistance before you can apply.
Keep detailed written and photographic records. You will need to clearly show and/or provide evidence of your damages and expenses to an adjuster.
Read the Current PDAP General Claim Guidelines to learn more about eligible claims.
To be eligible for assistance, your local authority (city, town, village, resort village, provincial or regional park, rural municipality or First Nation) must apply to be approved. If your community is not listed, contact them directly and inform them of your losses. They will need to apply to PDAP before you can submit your claim.
To be eligible, the non-profit organization must be:
Once your community has been designated for PDAP assistance, pick up an application form from your city, town, village, resort village, First Nation, provincial or regional park, or rural municipality.
If you are applying for assistance in more than one of the following categories, you will need to submit an application for each:
If you need help with your application, read the documents below or call PDAP staff at 1-866-632-4033:
If you have private insurance, your insurer must provide a letter to PDAP explaining which of your damages are and are not covered by your policy.
In addition to your insurance denial letter and photos of all damages, you will need:
In addition to your insurance denial letter and photos of all damages, you will need:
In addition to photos of all damages, you will need:
Don't forget to take pictures of damages to your property. PDAP-assigned engineers and adjusters will need these photos throughout the application process.
It is important to us that claimants receive eligible financial assistance as quickly as possible. Wherever possible, PDAP tries to avoid potential delays where coordination with private insurance companies might be involved. As part of the claim approval process, PDAP will require a coverage denial letter from your insurance company. However, we do not want this requirement to delay your application and processing of your claim.
Once your community has been designated for PDAP assistance, pick up an application form from your city, town, village, resort village, First Nation, provincial or regional park, or rural municipality.
Please complete your application form and submit it to PDAP as soon as possible, so that we can begin processing your claim while you continue to work with your insurance company. Once you are able to submit the required documentation, your claim can then be completed much more quickly and eligible payments provided to you.
Once PDAP receives your application and determines that you are eligible for assistance, an adjuster will be assigned to your claim. The adjuster will arrange a time with you to complete a damage assessment of your property.
After the adjuster's report is submitted to PDAP, you will receive a letter with a Payment Worksheet describing eligible costs. In most cases, a single payment (also called a FastTrack Payment) based on this Payment Worksheet will be issued to you shortly thereafter.
Reimbursements for eligible structural repairs follow a different process. See Section 2.4.3 of the current PDAP General Claim Guidelines for more details.
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