After you have completed 12 consecutive months, as outlined above, you have 90 days to apply for loan forgiveness. If the National Student Loan Service Centre does not receive your application within the 90 days, it will be denied.
After each year of service, you must re-apply for the benefit. A reminder letter will be sent to you each year, as long as records indicate you would be eligible. You must complete each year of loan forgiveness before you can re-apply for a subsequent year.
Once you have completed a year of service in a designated community, you have 90 days to apply for loan forgiveness. For example, for an employment period of April 1, 2017 to March 31, 2018, you would have until June 30, 2018 to submit an application for that period.