Renseignements en français

Google Translate Disclaimer

A number of pages on the Government of Saskatchewan`s web site have been professionally translated in French. These translations are identified by a yellow text box that resembles the link below and can be found in the right hand rail of the page. The home page for French-language content on this site can be found here:

Renseignements en Français

Where an official translation is not available, Google™ Translate can be used. Google™ Translate is a free online language translation service that can translate text and web pages into different languages. Translations are made available to increase access to Government of Saskatchewan content for populations whose first language is not English.

The results of software-based translation do not approach the fluency of a native speaker or possess the skill of a professional translator. The translation should not be considered exact, and may include incorrect or offensive language Government of Saskatchewan does not warrant the accuracy, reliability or timeliness of any information translated by this system. Some files or items cannot be translated, including graphs, photos, and other file formats such as portable document formats (PDFs).

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SAGES Information

Program Information 

The Saskatchewan Advantage Grant for Education Savings (SAGES) will help Saskatchewan families save for their children’s post-secondary education. 

When you open a Registered Education Savings Plan (RESP) for a child, the Government of Saskatchewan will provide a grant that matches 10% of subscriber contributions made to a maximum of $250 per child per year. This only applies to contributions made since January 1, 2013. The maximum lifetime SAGES grant is $4,500 per child.

Contributors have until December 31 of the year the child turns 17, or until December 31, 2017 to make contributions towards an RESP and be eligible for SAGES, whichever comes sooner.

Reference the SAGES Glossary for definitions and terms. 

The 16/17 Year Rule

There are special conditions for when the beneficiary turns 16 and 17 years old. Since contributors are not required to make a minimum payment to an RESP, in order for the beneficiary to receive SAGES when they are 16 and 17, one of the following conditions must be met:

  • A minimum of $100 in annual RESP contributions must have been made (and not withdrawn) in any four years before the end of the calendar year the beneficiary turned 15; or
  • A minimum of $2,000 in RESP contributions must have been made (and not withdrawn) before the end of the calendar year the beneficiary turned 15.
Talk to your financial advisor for more information.

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